About Nightingale Advantage | CrossCountry Mortgage

Helping Heroes Become Homeowners

Nightingale Advantage is a special home loan program powered by CrossCountry Mortgage, designed to support the people who support us every day — healthcare workers, first responders, and military personnel.

We understand the unique challenges you face, and we believe buying or refinancing a home shouldn’t be one of them. That’s why we created a program that gives back to those who serve, with up to 0.5% of your loan amount credited toward your closing costs.

Who We Serve

If you live in an eligible state and work in one of the following fields, you may qualify:

Nurses, doctors, and healthcare staff
EMTs, firefighters, and first responders
Active-duty military, veterans, and public safety workers
Law enforcement officers

We currently serve heroes in over 20 states. Arizona • California • Colorado • Connecticut • Florida • Georgia • Iowa • Idaho • Illinois • Kansas • Michigan • Minnesota • Missouri • Nebraska • New Mexico • Nevada • Ohio • Oregon • Pennsylvania • South Carolina • Tennessee • Texas • Wisconsin • Wyoming

Why It Matters

Many hardworking professionals spend their careers caring for others, often putting their own financial goals on hold. Nightingale Advantage is our way of saying thank you — with real financial benefits, expert guidance, and a smoother path to homeownership.

What You Receive

Up to 0.5% of your loan amount credited toward closing costs
Access to custom loan options through CrossCountry Mortgage
A dedicated loan officer who understands your unique situation
Support whether you’re buying your first home or refinancing

How to Get Started

It’s easy. Simply visit our Qualify Now page, answer a few short questions, and we’ll help you explore your options — no pressure, no commitment.

Let’s make your dream of homeownership a reality.

💙 Because You Deserve More Than a Thank You

We created the Nightingale Advantage for people like you — the ones who give selflessly, day after day. If that’s you, let us give something back.

Estimate Your Nightingale Credit

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Nightingale Sponsors Denver Firefighter Scholarship

Aug 24, 2022

On Monday, August 15th, representatives from CrossCountry had the privilege of presenting a College Scholarship on behalf of our Nightingale Advantage program. The Denver Firefighters Foundation solicits local businesses to...

- Deidra A, RN at Rose Medical Center

“Two years ago I made the decision to buy a home! Best decision ever made! The Nightingale Advantage offered by Mason-McDuffie Mortgage made it possible for me to purchase my first home. They walked me through the entire process and made sure that I found exactly what I wanted. Nightingale Advantage is an amazing option and I’m glad that I could take advantage of this wonderful opportunity.”

– Deidra A, RN at Rose Medical Center

- Don & Stephanie

“Thank you Nightingale Advantage, very much, for your efforts in finding us an amazing mortgage offer. We were about to give up on refinancing. My goal was to have our house paid off by the time I retire and this mortgage will allow me to do that. Other lenders tried to compete, but COULD NOT COME CLOSE to the offer we received.”

– Don & Stephanie

- Maurice H.

“I am employed at Medical Center of Aurora. My wife and I recently used the Nightingale Advantage to purchase our home. Buying a home is not something you do every day, so there’s a degree of uncertainty as you move forward. MasonMac was always there to help. End result was we got the perfect home for the entire family. I recommend Nightingale Advantage and Finance of America to all Medical Professionals. Great results with huge savings.”

– Maurice H.

- Tiffanni

“CrossCountry Mortgage is a class act. They saved me thousands on my home closing with the Nightingale Advantage. They were under a tight deadline to get my home closed and they were able to make it happen. I highly recommend them!”

– Tiffanni