Who qualifies for the Nightingale Advantage Program?

Nightingale Advantage currently helps make home ownership affordable in many states.
New Mexico | Texas | South Carolina | Pennsylvania | Minnesota | Florida | Georgia | Illinois | Oregon | Arizona | Michigan | Tennessee | Colorado | California | Nevada

Unmatched closing credits

The Nightingale Advantage Program can cover a significant amount of the closing costs on a mortgage or help you buy down your interest rate. The generosity of The Nightingale Advantage Program means we are serious about Giving Back To Those Who Give. ONE PERCENT of your loan amount is a big deal. Reach out to Finance of America Mortgage (FAM) to find out if the Nightingale Advantage Program is right for you!

For employees in the following industries:
Healthcare employees

Healthcare Employees

Whether you are working in an ER, a veterinary office, a private chiropractic clinic or part of the integral team that is keeping our nursing homes clean, you qualify for our benefits. Anyone who is currently an employee, owner, administrator, or executive in the vast health care industry qualifies.

First Responders

First Responders

You risk your life on the front line of emergency situations and we are proud to offer you significant closing cost credits on your home loans. You are a member of our police force, fighting fires in both our cities and forests, you are performing life saving measures and safely transporting others. We also honor security guards, correction officers, and animal control officers. If you’re the first line of defense in an emergency situation, you qualify!



If you are currently serving in active or reserve duty military, or have served in the past, in any branch, we are so grateful for your service! It’s without question that your decision to serve your country has impacted all of us, and we are so honored to extend our program to you.

If you work in healthcare, Nightingale Advantage Program can be found on many employee benefits’ websites, as well as listings within associations related to Healthcare, First Responders, and Military. The Nightingale Advantage Program has credited thousands for employees of numerous hospitals, fire and police districts, VA’s, dentists, veterinarians, and others!

- Deidra A, RN at Rose Medical Center

“Two years ago I made the decision to buy a home! Best decision ever made! The Nightingale Advantage Program offered by American Dream Mortgage made it possible for me to purchase my first home. They walked me through the entire process and made sure that I found exactly what I wanted. Nightingale Advantage is an amazing program and I’m glad that I could be a part of this wonderful opportunity.”

– Deidra A, RN at Rose Medical Center

- Don & Stephanie

“Thank you Nightingale Advantage, very much, for your efforts in finding us an amazing mortgage offer. We were about to give up on refinancing. My goal was to have our house paid off by the time I retire and this mortgage will allow me to do that. Other lenders tried to compete, but COULD NOT COME CLOSE to the offer we received.”

– Don & Stephanie

- Maurice H.

“I am employed at Medical Center of Aurora. My wife and I recently used the Nightingale Advantage Program to purchase our home. Buying a home is not something you do every day, so there’s a degree of uncertainty as you move forward. The Nightingale Team was always there to help. End result was we got the perfect home for the entire family. I recommend Nightingale Advantage and American Dream Mortgage to all Medical Professionals. Great results with huge savings.”

– Maurice H.

- Tiffanni

“The Nightingale Advantage Program is a class act. They saved me thousands on my home closing. They were under a tight deadline to get my home closed and they were able to make it happen. I highly recommend them!”

– Tiffanni