Terms of Use

Finance of America Mortgage loan officers, through the Nightingale Advantage loan option, can offer up to 1% of a loan amount as credits towards closing costs. Loan amount varies and is often not equal to the purchase price.

Example: $450,000 purchase price with 5% down and actual loan amount of $427,500. Your potential credit with the Nightingale Advantage would equal $4,275.

Actual amounts may vary depending on loan amount, rate, program chosen, credit and income. Lender credit does not apply on brokered or bond loans. Credit may also be used to buy down interest rate.

This is not a commitment to lend. Prices and guidelines are subject to change without notice. Some products may not be available in all states.

  Loan Amount Lender Credit    
  $450,000 $4500    
  $500,000 $5000    
  $550,000 $5500    

 

Current eligible states:

AZ – Arizona, CA- California, CO – Colorado, CT – Connecticut, FL – Florida, GA – Georgia, IA – Iowa, ID – Idaho, IL – Illinois, KS – Kansas, MI – Michigan, MN – Minnesota, MO – Missouri, NE – Nebraska, NM – New Mexico, NV – Nevada, OH – Ohio, OR – Oregon, PA – Pennsylvania, SC – South Carolina, TS – Tennessee, TX – Texas, WI- Wisconsin, WY – Wyoming

Disclosures:

This is not a commitment to lend. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision.

Please refer to the Nightingale Advantage when speaking to your Finance of America Mortgage loan officer at the time of your loan application. Only applicable for loans that close by 12/31/2025. Lender credit amount up to $7,500 and cannot exceed actual closing costs. Escrow and pre-paids excluded. May not be available on all loan products and transaction types. Speak with Finance of America Mortgage for additional information on loan procedure, process, inclusions and more.

Nightingale Advantage is an incredible loan opportunity from Finance of America Mortgage. Let’s chat about your options today!

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