Who qualifies for the Nightingale Advantage Program?

Nightingale Advantage currently helps make home ownership affordable in many states.
Operating as American Dream Mortgage in CO, AZ and CA
Operating as Finance of America Mortgage in NM, TX, SC, PA, MN, FL, GA, IL, OR, AZ, MI, TN, or NV.
For employees in the following industries:
group- healthcare employees

Healthcare Employees

Whether you are working in an ER, a veterinary office, a private chiropractic clinic or part of the integral team that is keeping our nursing homes clean, you qualify for our benefits. Anyone who is currently an employee, owner, administrator, or executive in the vast health care industry qualifies.

group- first responders

First Responders

You risk your life on the front line of emergency situations and we are proud to offer you significant closing cost credits on your home loans. You are a member of our police force, fighting fires in both our cities and forests, you are performing life saving measures and safely transporting others. We also honor security guards, correction officers, and animal control officers. If you’re the first line of defense in an emergency situation, you qualify!

group- military


If you are currently serving in active or reserve duty military, or have served in the past, in any branch, we are so grateful for your service! It’s without question that your decision to serve your country has impacted all of us, and we are so honored to extend our program to you.

If you work in healthcare, Nightingale Advantage Program can be found on many employee benefits’ websites, as well as listings within associations related to Healthcare, First Responders, and Military. The Nightingale Advantage Program has credited thousands for employees of numerous hospitals, fire and police districts, VA’s, dentists, veterinarians, and others!

Unmatched closing credits

The Nightingale Advantage Program can cover a significant amount of the closing costs on a mortgage or help you buy down your interest rate. The generosity of The Nightingale Advantage Program means we are serious about Giving Back To Those Who Give. ONE PERCENT of your loan amount is a big deal. Reach out to American Dream Mortgage to find out if the Nightingale Advantage Program is right for you!